Report dates, BAH, deployments and a spouse’s career all shape a PCS move. Let’s start with your timeline and talk through the questions that matter to you.
Every branch
PCS and new orders
Military families
How I help
A clearer picture.A sensible next step.
Photo: military family arriving at their new homeImage to be added
Illustrative photo
You don’t need every answer before we talk.
Buying on a PCS timeline
Report dates rarely wait for the perfect listing. We plan your loan timeline around your orders from the first conversation.
BAH and your budget
Basic Allowance for Housing can generally count toward qualifying income. We focus on the payment that feels comfortable, not just the maximum.
Keep your current home
Depending on your remaining entitlement, you may be able to keep your current home as a rental and still buy at your next station.
Deployed during the process
A spouse can often satisfy the occupancy requirement while you’re deployed, and signing can be planned around your schedule.
Financing options depend on your eligibility, entitlement and lender requirements.
The process
Start with a conversation.See what comes next.
1
Tell me about your orders
Your report date, your family’s plans and your questions.
2
Put the picture together
Your entitlement, BAH, income and the documents worth gathering.
3
Decide on a next step
A practical plan we can adjust if your timeline moves.
Often, yes. With a copy of your PCS orders, many buyers start the process before they arrive. Occupancy rules still apply, so the home needs to be where you plan to live.